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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,975 6,975 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 101,503 1,503 1.5
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,975 Not Applicable Not Applicable 2,093 4,883
HDFC Dynamic Debt Fund - Growth Option 1,503 Short Term Not Applicable 451 1,052

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 10-04-2026
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 5.89 7.84 7.93 6.8 6.8 6.89
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.02 5.88 6.7 6.38 4.98 - 5.86
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.28 4.5 6.99 7.16 6.3 7.72 8.21
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.63 4.47 6.99 7.06 5.74 7.14 7.76
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.75 4.37 6.98 7.1 5.66 6.59 6.48
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 4.02 7.17 7.07 6.63 6.02 7.52
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.23 4.02 7.17 7.07 6.62 6.02 7.26
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 3.89 6.59 6.65 8.6 6.54 7.6
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.33 3.5 6.51 6.93 5.69 7.28 7.81
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.6 3.38 6.2 6.26 4.69 - 5.08
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.35 3.34 6.44 6.76 5.74 7.24 6.03
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 2.98 6.45 6.4 5.58 6.26 6.55
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 1.0 2.45 6.26 6.79 5.94 - 6.58
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.61 2.19 6.09 6.3 5.22 6.46 5.77
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.59 1.93 5.83 6.27 5.08 6.81 7.42
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.41 1.62 5.46 5.99 5.9 5.8 7.9
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 1.62 5.45 5.84 - - 5.2
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.66 1.54 5.73 6.09 4.98 6.59 7.11
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.32 1.11 4.64 4.84 4.51 - 5.43
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 1.7 0.4 4.99 5.57 4.93 5.92 7.3
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 1.22 -0.04 5.04 6.37 5.15 6.54 6.62
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.78 -0.45 4.12 4.76 4.11 5.66 6.57
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.57 -0.77 4.47 5.15 4.16 5.46 6.08

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